NOTICE OF SALE UNDER POWER
GEORGIA, GILMER COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from STEPHANIE COOK STEPHANIE BALLEW COOK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR VANDERBILT MORTGAGE AND FINANCE, INC. DBA SILVERTON MORTGAGE, dated August 31, 2022, recorded August 31, 2022, in Deed Book 02541, Page 00465-00477, Gilmer County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Three Hundred Twenty Thousand Three and 00/100 dollars ($320,003.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to NEWREZ LLC, there will be sold at public outcry to the highest bidder for cash at the Gilmer County Courthouse, within the legal hours of sale on the first Tuesday in June, 2026, all property described in said Security Deed including but not limited to the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING in Land Lot No. 175, 176, 185, & 186 of the 11th District and 2nd Section of Gilmer County, Georgia and being more particularly described as Lot No. 432 of Beaver Forest, Unit XIII, as shown on that plat of survey by Burns L. Jeffries, G.R.L.S. No 2036, dated October 1, 1982, and being recorded in Plat Book 10, Page 176, in the Office of the Clerk of Superior Court of Gilmer County, Georgia. Pursuant to O.C.G.A. 44-2-28, reference is hereby made to said recorded plat of survey for the purpose of incorporatng same herein for a more complete metes and bounds description of the property herein conveyed.
THIS CONVEYANCE IS MADE SUBJECT TO and together with the right of ingress and egress, all covenant, easements, restrictions, right-of-way, zoning, local ordinances, and subdivision regulations as set forth in said plat of survey or as appearing of record.
THIS CONVEYANCE IS MADE SUBJECT TO those certain Declarations of Protective Covenants and Restrictions dated June 1, 1981, and recorded in Deed Book 103, Page 676, in the Office of the Celrk of Superior Court of Gilmer County, Georgia,
THE ABOVE DESCRIBED PROPERTY is the same property that was conveyed from Betty D. Neumeister, as Personal Representative of the Estate of Robert T. Neimeister, deceased (DOB 10/19/2010 to John F. Pires and Mary L. Pires by Executor`s Deed dated July 17, 2014. Said deed is recorded in Deeb Book 1874, Pages 293-294, in the Office of the Celrk of Superior Court of Gilmer County, Georgia.
THE ABOVE DESCRIBED PROPERTY is the same property that was conveyed from John F. Pires and Mary L. Pires to Kay Ballew Davis and Robert King Ballew, II by Warranty Deed dated June 1, 2021. Said Deed is recorded in Deed Book 2387, Pages 376-377, in the Office of the Celrk of Superior Court of Gilmer County, Georgia.
Map/Parcel No. 3053M 025
821 Villa Drive #5325 Ellijay, Georgia 30540
Said legal description being controlling, however the property is more commonly known as 821 VILLA DRIVE 5325, ELLIJAY, GA 30540.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.
Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is STEPHANIE COOK STEPHANIE BALLEW COOK , or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchasers tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale.
The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing, Loss Mitigation Dept., 75 Beattie Place Ste. 300, Greenville, SC 29601, Telephone Number: 800-365-7107. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.
NEWREZ LLC
as Attorney in Fact for
STEPHANIE COOK STEPHANIE BALLEW COOK
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC
3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071
Telephone Number: (877) 813-0992 Case No. SHP-26-01454-1
Ad Run Dates 04/01/2026, 05/06/2026, 05/13/2026, 05/20/2026, 05/27/2026
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Apr 1, May 6-27 905441